Sorry for your bad experiences. I have been an owner for over twelve years and use it every other weekend to go to Branson, MO. I let all my relatives use it, too. We spend every other week there during the summer. (We are teachers.) We have endless escapes and can use it for up to 6 nights with 7 nights in between. We have definitely gotten our money's worth.
I received a letter to my PO Box but it didn't have my box number just PO BoxMERCY and my correct name with a return phone number of 214-631-1166. It is from Silverleaf Resorts - a big scam timeshare company who I have NEVER done business with. I'm wondering how the heck they got my cell number and my mailing address when I FERPA everything. I'm beyond annoyed. They claim in the letter to have issued and forwarded for deposit a check that I wrote back in October of 2012 - just now in April of 2013...! From an account that I don't own at a bank that I don't bank with. This smells rotten. If anyone is interested in a class action suit against these scumbags I'm game!