Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing—
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer’s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
Please do file reports with the FBI, your state attorney general,FTC & FCC..
Some dick Ethan Riley called from Fraud and worthless check division threatening me saying my brother has serious felony charges. It was obvious this [***] was lieing. Don't answer. It's a scam and fraud. Report it to the police.
I am scared. These people keep calling my house. I just received another call from this Ethan Riley. I didn't do anything. I had even called them back and left a message that I was reporting them. It hasn't stopped them.
Don't be scared, those losers are a joke. Only the DA of your county can take you to court for bad checks. Never you mind this little wolf in sheepskin, he has no power to do anything but run his mouth.
I received a call from this Ethan Riley too and I've never gotten a phone call like this. Left a msg regarding a fraudent check re (Candice Kellen) in Sacramento county? Sound familiar? Sounds like a scam to me.
My brother got a call from these people looking for me. Apparently they have my mailing address but I have never received anything in the mail. They also left me a voicemail message. The guys name was Kayden Lucas with United Check Services Fraud Division saying he wanted to schedule a service of process. Do you think it is a scam?