You're on the money Sharon. After my wife gave them our credit card info (over phone) I did some Gooling, and came up with some bad info on Fortis a/k/a Meridian. I called Kevin Friedman and voiced my concerns re: the negative blogs I was reading about his company. As with all cons jobs, his response was very smooth...they're disgruntled employees, or people who we not qualified for the loan and have an axe to grind. What really struck me, was when he said, "some people just aren't worth what they think they are." That sent chills down my spine...here he has my credit card info, and he's bad mouthing the folks who have been turned down. I knew I would have an uphill battle with them.
Their deal is, they hype you up, take your money, send you loan papers and their done. That's how they make a living.
Wish there was a class action suit out there against them. Also think our Government would take a fewhours out of their crazy busy schedule and protect us. Apparently, they have been upo to these scams for years.
I cannot believe that we were also mislead by this so-called company. They told my husband he was pre-approved and after sending them all our financial documents i.e. bank statements, tax returns, we get a letter from the title company saying we had stopped the process of the refinance procedure and will not be refunding out $1700. We did no such thing. I cannot believe this has happened. We are in the process of challenging this with our credit card and gathering all the emails, overnight receipts of requested information by them. Anything else anyone can think we should do let us know. Thanks..
I have had the same scam with Meredian and Fortis Title. They told me I was approved for a refinance, I paid them $2,200 which was deposited into Fortis Title. I have been trying to reach people for 6 months and get no return calls. I have asked to speak to management and they are no better. I paid a company thru them $650 for an appraisal, and after all that I have nothing except a loss of 2,850. I have turned this company into the Florida Attorney General for mortgage fraud and I highly suggest you do the same.
It is really difficult to get someone to help you with this type of crime...the State who licensed Mereidian will only act as a mediator to try to settle any disputes. After some effort, I was able to get my credit card company to take the $5,000 plus charge off of my card.(it is really on hold, under review) My argument is that it is a Federal violation to take up front fees prior to receipt of all documentation. There is a pressumed 3-4 mail day wait before they can take fees...this also includes e-mails) I forwarded this document (and link, see below) to my credit card company. If you read through it, you will see how the law is written. It seems my credit card company will respect our complaint based on the evidence. Please read, it's good ammo.