Just called and laid into them about harassing phone calls that won't stop they said I had 12 felony accounts with a bank I haven't been with in about 7 years and immediately hung. Hopefully this will stop them from harassing me. Pretty sure if anyone had 12 felony accounts some company no ones ever heard of wouldn't be calling you the police would be at your door lol btw just bought a house a year ago so if I owed money to a bank 7 years ago it would show up in a credit report.