my mom received a call from this number yesterday and they left a message stating to call back because it was time urgent and if she didnt all they could do was wish her luck. everything youve all said is everything they told her. when she called back all it went to was magic jack, so i told her to just ignore it. then this morning i receieved the voicemail, but from a different number. the number that called me was 210-401-0876. they left the same message on my voicemail, so i called them back. when i called it rang and rang and no one answered. not even a minute later, they called me back. told me i needed to get a hold of my attorney and contact them. i told them no one would be contacting them because i never borrowed money from anyone that im not paying back already. this is a scam, so everyone be on your toes. if they are calling from the same company, just beware since they seem to be using multiple numbers and names. stay strong and good luck!