This number calls me ten times a day, i believe they are calling because of an online university link i accessed via an email promotion saying they would pay me to do a survey. The survey link was about continuing education. Im blocking them from calling my phone
This caller calls 5 times a day stating that he is a portfolio company and a bad check crossed his desk with my social security number and check routing number on it . He has called from different numbers leaving the same message
This is a common ploy by criminals attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt. One of the tricks they use is to call your work place repeatedly in an attempt to shame you into paying. They also use the “process server” who calls and claims he is going to serve you, but then says you could avoid it by calling another number.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
I have has several calls for many days from this phone number. I called it and it is Univ. of Phoenix. I asked why they are calling me as I have no connect or interest in their Univ. They said someone by the name of Richard Herrick had requested information online and gave them my phone number. I've never heard of this man. The called ID says Fargo, ND. Why?