I did not answer; however, I sent a text message, " I was on the phone & would return their call." The number allowed the message to be sent but I did not get a response. I live in KY
for the last month I have had an unreal number of calls from this interest rate scam and have blocked every number and they keep calling daily from different numbers wasting cell time.
Spam caller; I reported to complaints.doNotCall.gov.
It AUTOMATICALLY-DOES-NOT-RING: On my cell phone, I've installed "Call Blocker Free - Blacklist" by NQ Mobile Security for Android phones. It is useful for non-business phones to only accept calls from phone numbers I want, incoming unwanted calls automatically do not ring (rings on the spam caller end of the call, but not the recipient end and shows in the app instead of the phone call log). I go to the app>Main screen>Funnel icon>Blocking mode> change it to: "Accept ONLY FROM WHITELIST and CONTACTS". Add the phone numbers you wish to receive calls from to your Contacts (keep your Contacts up-to-date as normal) and/or add non-contacts that you wish to receive a call from to the app Whitelist. With my phone carrier service, I also turn voicemail OFF so that it doesn't pickup a spam call after its set time to record.
UPDATE: I'm liking "Call Blocker" by embware for Android phones better for the same and additional capabilities. It has the added ability to add a blocked non-spam number chosen from the blocked call log to the unblock-whitelist, with a name so I know the name associated with the phone number. And, it has the added ability to allow one-click-calling a whitelisted-allowed number. If you want to download it from google play, it has a 'B' on a padlock icon. I change the call setting from "block private number" (hidden callerID) to allow "phonebook only" (only allow incoming calls from Contacts and Whitelist). It only works for Android version 4 or less. The latest embware version changed to a 10-second delay to open (demo) but seemingly fully-working version.