I received multiple phone calls from them yesterday with no voice mails left. I called back after work and they claimed that I owed $900 from a payday loan back in 2006. I didn't even know what a payday loan WAS back then. They told me that if I didn't pay by Friday, I would be prosecuted for bank fraud, threatened my assets, jail time, etc. I was frantic because they knew some of my info so I started to believe them that I did something wrong. I asked them to mail me something, they told me that 'we are past that point, this is getting serious'. I spoke to a lawyer yesterday and he said there are many new 'payday loan scammers' out there. They are trying to steal your identity or at least get your bank routing info. Do not confirm anything with them until they can provide you paper documentation. Good luck!
Total debt collection scam. Possibly located overseas.
Just because a voice on the telephone claims you owe a debt does not mean you owe it
If a voice on the telephone claims you owe a debt:
1. Demand the person give you his or her name, company name, and address
2. Demand a debt validation letter by US mail. E-mail no good.
3. Do not pay the collection agent or anyone else a DIME until the debt is validated.
Of course they won’t do this, no scammer ever will, so simply block their calls and ignore them.
If they continue to bother you, and you know you do not owe any money, tell them that you know this is a debt scam and that you are making a complaint to the police for extortion. You might have to yell at the scammer and talk over him or her. Once you get a copy of the police report and they call you again , just read out the file number and the name of the PD or Sheriff’s office involved. Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now.
I received this call twice. They tried telling me I owe this bank. So I went to the bank and they said they had no idea what I was talking about. I don't owe them nothing. The caller tried saying if I don't pay them they were going to take me to court.