They say they are a private debt collection agency that now owns my debt to JCPenney, which should be little over one hundred dollars. They say it's almost three hundred but they will work with me, cut it down to $113, all I have to do is agree to a ccheck over the phone. I didn't agree because I have no clue if these guys are legitimate or just looking for some dumbass to hand over their account number
GE MONEY BANK handles the JC Penney accounts - and they SOLD my account to RPM that GEMB forced into default due to removing mailing address AND POSTING $100 IN FRAUDULENT CHARGES TO MY ACCOUNT!
GEMB WILL FORCE YOUR ACCOUNT INTO DEFAULT - themselves.