Also just received a call from these people. What was weird was I had literally just hit "purchase" for an application on my iphone and there's the number calling me. I don't even have a credit card with which to lower interest rates... If it's any help I also bank at chase so I don't know if that's somehow related or what...
I got a text first, from 837439, saying that it's my credit card and asking if I made a purchase of $207 and to reply with 1 or 2. I didn't reply I called my credit card company instead and they said that there is no such purchase on my card and told me that it's probably a scam and not to reply. Then about 2-3 hours later this 240-699-8971 calls me. I know better than to answer, just googled the number first and got to this page. This is so annoying, I think it's the same people trying to scam me. Don't reply if you get a text like that and don't answer from this number!
This number calls me alllll the time with the same credit card message. I always hit 2 to disregard the message because I don't have a credit card. So finally this morning I hit 1 to "lower my rates", and the ladt answered and I told her "I don't have a credit card." She said, "then disregard the phone call and have a nice day." I said, "Then stop calling me!!!" and she just hung up!! Rude and so annoying that they keep calling!!