They called to warn me about "interest rates" on my credit card and that today was the last day to lower them. I knew it was a scam but I proceeded to hear what they had to say . When I asked where they were calling from they said "Consumer services" and they wanted to help me with my visa & master card. I don't have a master card and then they just hung up on me when I asked detailed questions about the company. They are trying to steal information.