Who called from 2486199431

Called and left a message.  Stated this is my last chance to reduce my interest rate.  Did not state anything about what the interest rate concerned.

Called on 2-13-17 at 11:50AM CST. Recording that thanked me for being a good customer. Then stated they could help me lower my interest rate (no details) and asked me to press "1". Hung up, didn't even say hello. This is such nonsense.

Caller ID for this number states the name Eileen Nair.  No message was left on my answering machine.

no msg left.  using an anonymizer I called back...busy

We also received a message from this number. Lower your Interest rates.  Caller ID said "Nair Eileen" - so possibly a spoofed number on the caller ID?