Received a call from a man saying he would lower my intest rate on my total amount on a Citibank Visa and Mastercard account that I had because of my great credit history, no late payments, no missed payments... and then said I would have to verify my expiration date on my card in order to provide me this information, didn't specify the card he was referring to either. I then said, I don't give this sort of information over the phone and I need to call you back to confirm your location and business identity. He said, you can call me back on the caller ID. I said, what is this number, his voice became louder, seemed nervous and then he said, "you will not get this reduced interest rate if you try to call back", I said, "you can't be offering a legitimate reduction if you that is the case. He was obviously angered by my comment and then said....
"'are you calling me a lier?, you are a lier! "(in an indian accent) I said, "by that comment you are obviously NOT a professional working for a major credit card company and I am calling the authorities and reporting you and this number now! " I then hung up and googled the number which was 2532362179.
They call daily, including four calls within 29 minutes. They solicit for credit cards. First person that I tried to speak with hung up. I asked the second for the name of the comapny and she stated "marketing company". She would not disclose the company name. She hung up on me when I asked for more information. The third transferred me to an automated system. I filed a complaint with the FTC.
Likely not from that number (253-236-2179) OR from any type of customer service. Most likely a spoofed call. Read this: http://en.wikipedia.org/wiki/Caller_ID_spoofing The do not call list and caller ID in general are and will be ineffective until this practice is stopped. Contact your Representatives and Senators about the issue.
They called to lower my credit card interest rate and sounded like they were fishing for information. When I asked which credit card this was for, they mentioned 5 or 6 different banks. When I said that I did not believe the call was a legitimate call, he hung up before I finished the sentence.