thick accent, man asking for me, he knew the last 4 digits of my ss# said the criminal bureau of investigations was filing a lawsuit against me, i did apply for pay day loans online recently.
Scam. Indian guy with American name. The scam is this: they want you to settle on a bogus law suit for your credit card info. They get you info from online payday loan lenders. They use numerous numbers from new york, cal, and now Washington.
"Criminal Bureau of Investigation" is one of dozens of meaningless scary-sounding names attached to the fake payday loan collectors. Their threats are empty and their rude tactics are illegal under federal law, the FDCPA. Do not argue with them, do not comply with their extortionist demands. Show them you know you have rights they are trampling.
Try demanding a mailing address or a full business name. If the caller fudges his answer or you cannot verify it, it's likely a PDL sham. Challenge their horse puckey threats; they often make rude remarks and hang up. As the bullies like to hassle people at workplaces, advise your employers and coworkers these calls are garbage.
The usual response to such a runaway debt collector stateside is to send a cease-comm letter and file suit. If you find a valid US address, please do so. Fierce consumer lawyers will leap at the chance to run such a case on contingency. However, being mostly outside U.S. borders and having no discernable addresses, these particular criminals rarely make it possible for individuals to punish them. Submit complaints to the FTC and attorneys general. The FBI is also taking comments on these hostile thugs. Pester anyone with proper authority until this fraud is investigated and smashed.
Follow this link for a payday loan scam primer ...
http://www.debtorboards.com/index.php/topic,6954.html?#msg104309
Send word to the FBI via the Internet Crime Complaint Center:
http://www.ic3.gov/default.aspx
Learn how to exercise your rights as an alleged debtor from the FTC.The more you know of illegal practices, the faster you will sniff out the fraudsters.
http://www.ftc.gov/os/statutes/fdcpajump.shtm
Got a call at work and when I demanded their "client" name and number and how how the received information on me they hung up. When I called back several times I was then blocked. Oh well, case closed.