Its a scam. says you took out a payday loan when you didn't. The scary part is they have all your info. Call the police and report them. I would call your bank and freeze your account and then change the account number too. Just in case.
This people are scammers calling from india. They will try to threat you for money. So dont give any information to them. Report this people to FBI. They will give this fax number to you 9097861110. Beaware of this crooks.