This is a automated call that states " that it is the last opportunity you will have to respond to this call, that you can lower you credit card debt, by speaking to one of our friendly customer service" That they have sent several notices that this will be discontinued. First off no one in this household has a credit card or credit line. No one is late or even pays monthly credit card payments. Do not know why every time they call. we have pressed one to speak with the friendly customer service, when the person came on we would politely tell them we do not have credit cards, and before finishing the sentence they would hang up on us. Now when they call and you press one they disconnect you. This is annoying and time consuming. I have redone the "do not call list each time and still get these calls. they need to stop harrassing me on my cell phone and house phone