July 4 I received 4 calls on this holiday. I did not answer as I didn't recognize number. After reading other comments I dialed number, machine answered NCO Financial and said call back during office hours. Don't know why they have my nunber; maybe next time I'll answer and find out.
These people have called also..I do NOT owe THEM anything..I did default on a credit card I had for 20 years, never missing a payment or being a day late..They would not work with me so I just stopped paying..DO NOT answer your phone if you do not recognize the number..I googled this number and it came up several times..They have hundreds of numbers so be careful not to answer any you do not know..Good luck to all of you.