These guys are scam artists thick accents indian maybe say there from a department of justice one time there officers other they are lawyer saying I owe them $1000 or im going to jail for a loan in California Ive never even been there. They wont send anything in writing .First sign of a scam. Legit creditors would send letters in writing.I live in RI you don't go to jail for debt especially fake debt lmao.