I've received the same "lower interest rate offer" for a product I know nothing about. I've gotten the same voice message from Texas, New York, and New Jersey
Same experience as the others. "Michelle" called at 4:30 pm on 24 June to offer me a lower interest rate on my credit card. She said in the pre-recorded part that, unfortunately, this would be the last time she would call. I should be so lucky!
Said I had a credit account with them and I was qualified for a "lower interest rate" . no idea what company this is. I declined the 'offer' and the recording said I would no longer receive calls from them.