Recorded female voice saying they've been monitoring my credit card payments on all my accounts, and my excellent payment history qualifies me for zero percent interest rates on ALL my credit cards!  They obviously want to steal all my credit card numbers and run up a bill.  I pressed one for an operator, after some background ebonics ( . . . "crazy people . . . ") was on an extended hold.  Wanted to cuss them out, but have a life . . . Caller ID =