Has called me twice for a Marcus, and I told two people that answer to not call me again. They both said they wouldn't call again. I don't know the person that they are calling. They say they are with a legal business.
I received a call from 256-459-7233 and said that I had a case pending that was associated with my name and gave a case number. After that it said to press any key to talk to a rep and then it goes into a loop saying if you know the party's ext dial it at anytime or to search by directory press the star. I pressed the star several times but it kept saying the same thing. never talked to anyone.
Received a call stating there was a case pending with my name & that I was being sued for a loan from 2007 for 500 and unless I paid it will go up to over 4,000. When I said I was unaware of this company he started calling other companies but never could give me a direct company name then when he brought up doing a settlement I said no & he got really rude & said well if a payment isn't made within 2weeks I pray all goes well with you in court & hung up. Not really sure who was calling or what company they claim to try to collect a debt.
This is a common ploy by criminals attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt. One of the tricks they use is to call your work place repeatedly in an attempt to shame you into paying. They also use the “process server” who calls and claims he is going to serve you, but then says you could avoid it by calling another number.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/