Phone rings, I answer, I say "Hello" This man who speaks terrible English starts talking. I said, "If you call back your going to hear from my lawyer." Always works. :)
Caller want to get me out of dept and said that I had 8,000 in credit card debt (not true at all!) I told her that it wasn't and my credit card info was none of her business and to not call back-she hung up. I called the number back and it stated that is was no longer is service.