I just got a call from this number. They were snotty from the start and wanted me to provide the last-4 numbers of my Social Security number. When I refused, the woman damn near went berserk. How do I know it's not a scammer that needs the last 4 of my SS number to complete a scam profile? They rudely hung up. Bleep 'em, says I.
I just got a call from this number. They were snotty from the start and wanted me to provide the last-4 numbers of my Social Security number. When I refused, the woman damn near went berserk. How do I know it's not a scammer that needs the last 4 of my SS number to complete a scam profile? They rudely hung up. Bleep 'em, says I.
I have several Delta companies. Delta management, Delta Outsourcing, but none with that specific name.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.