Called on 04-21-09.  Called number back and answered "Card Services, please wait for the next available representative."  Waited and the operator said I have a Bank of America Credit card account and was trying to collect my prearranged agreement.  Here they are again.....FIA Card Services!!!  I make my payments every month directly to B of A on the phone.  This number is a cell phone in PA.  Don't deal with FIA Card Services.  They are a scam.  Deal only with B of A direct.  They never stop calling.  They must make a profit or percentage from anything they collect.  They are owned by B of A.