After ducking these people for 4 days straight I decided to answer, in Spanish. Olah!, I just kept saying que? que? to his questions and he finally hung up. He was asking for someone with my last name but the first name was someone I've never heard of and don't know. Hopefully they'll leave me alone now. Obviously debt collectors just shooting in the dark, hoping to find who they're looking for. Que?
Called asking for a person whom I've never heard of before. Then said my real name to confirm they had the right number. They said an investigator would be coming to the "premises" when I asked what location he was referring to, address or anything, he abruptly hung up. Tried to call back a recorded message said the line was busy and advertised a voicemail service saying I should download their app online. Very weird experience I really look forward to someone showing up at my house so I can confront them. If I get another call I'm reporting then to the FCC for threats and intimidation.
This is a common ploy by criminals attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt. They also use the “process server” who calls and claims he is going to serve you, but then says you could avoid it by calling another number. Now why would a “process server” want to do you, a stranger, a favor, and at the same time not get paid to deliver the papers?
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
Same experience as Suspicious had except they had a name of someone I vaguely knew from a long time ago. Said that an investigator would be coming to my "premises". When I asked what address they were coming to, they didn't respond. Very strange....starting to feel like it was some type of scam.
"Legal Service Dispatch" (267-248-2388) hired by TLG Legal Services (855-755-9485). When I said I didn't know who that was they verbally threatened me, read back my actual name and said they were sending investigators to my home. Took me 2 days and 56 attempts to get them to answer the phone, when they didn't answer it said "The MagicJack user you're attempting to reach is unavailable." MagicJack is a great company who has been part of some huge IRS scams. TLG didn't care about the threats or intimidation, they said, "It's not our problem" then hung up.