Who called from 2675250092

Another new scare scam...We love it! Actually, there's nothing new about these crooks, other than a new name & number. The basic payday loan scam is exactly the same as hundreds of others discussed on this site. This outfit calls itself "Capital Risk Management". Same old story: Initial call/message comes in as a recording, stating that there are pending charges attached to your name & SSN, This is the final attempt to contact you, This is your last chance to resolve, blah blah blah...We pressed "0" & spoke with a "Chris Johnson". Gave us the same spiel we've heard a zillion times: They are an arbitration/mediation/litigation firm. An outstanding loan from 2008 is attached to my name, which I have defaulted on. Numerous attempts have been made to contact me. This is a final attempt to resolve this matter, before I am petitioned/summoned to court, by choosing one of several options offered by the original creditor, all of which involve paying these jerks immediately over the phone. They initially try to shake me up by reciting my name, address, bank info, & last 4 of my SSN -- This is the part that usually frightens average folks into paying up no questions asked. Of course, once we begin hammering them with questions, asking for names, dates, addresses, locations, then the scheme starts to fall apart. First we were told that CRM is located in Harrisburg -- When we questioned the Philly phone number, the response was "we have offices in every state" (try finding them on Google LoL). Then we were told that a payday loan was taken out through Greenwood Holdings & funds were deposited into my account in Dec of 2008 -- When we advised that we could pull up our online banking statements going back to that time, then the story changed. Then we were told that they had post office corroboration that letters had been mailed to my address -- I asked for addresses & dates so that I could check with the post office & speak with my mail carrier of 10 years, & they couldn't/wouldn't give me any addresses or dates. We were put on hold then eventually hung up on, so we called back & spoke with an "Amber Collins". We immediately started in with questions again & totally flustered her. She claimed to be in Jacksonville FL, so we asked why calling the same Philly number had us now reaching Florida, & she tried some feeble excuse about calls being re-routed to different offices. Then we really drilled down on her, demanding addresses, dates, & requesting her to send a letter in the mail now that they have finally reached me after "numerous attempts" -- The excuse was that the letter would have to come from the home office & my file was only going to be held in their office for 48 hours....It's all so ridiculous. It got to the point where she just got so angry that she said she would mark my file as "disputed" & forward it on to be submitted to the county.....Yeah right OK. We will see you in court. Even now, it's easy to see how & why these scams still work so well at fooling people. An elderly person would be totally shaken up by all the double-talk, & then just pay up in order to "resolve" something that never existed -- Would your grandma remember something from 2008? And a busy person is not going to have time to stay on the phone and/or check their records, so they are just going to pay up to get these creeps off their back. Even if they can get 3 out of 10 to take the bait & pay up, that's a .300 average & still damn good!!!  Don't fall for it.......If you've been on this website for any length of time, then this whole routine should be all too familiar at this point.

I received a message on my answering maxing with a recording that to get in touch with my lawyer and this is an attempt to collect a debt and for me to get in touch with them immediately to resolve this issue.  The number that was left is (267) 525-0092 and I called them and a male answered.  I asked to speak with a supervisor and he start yelling stating he wasn't going to out a supervisor on the phone.  Well, there isn't any supervisors because it's a scam.

These a-holes called us back today. Now they are going by "Capital Risk Services" a "pre-legal arbitration" firm. Now they claim to be located in Harrisburg -- I guess that was supposed to shake us up, that they are calling from our state, but it didn't work -- Apparently they don't remember our last convo. The first gentleman again tried to scare us with all sorts of legalese & law enforcement lingo mixed with some of my personal info, stating I owed money on payday loans from 2008-1009 & he had "corroborating evidence" that there were numerous attempts by third party collections to contact me over the past 5-6 years, as well as "sworn affidavits" from the post office that they had delivered letters about this matter to me, & on & on. When he realized he was getting nowhere, he passed me on to "Amber Collins", who has a louder voice & more attitude. We told her that we were still waiting on some type of letter from her "firm", otherwise we weren't paying a dime. That's the way these scams go: If the first person doesn't scare you & you confuse them with too many questions, then you are passed on to someone who is a fast talker with a louder voice & more attitude. Eventually, after we asked too many questions & were transferred to about half a dozen other people, they hung up on us. They gave the original creditors names as "Mack Development Group" & "Greenwood Holding Group" -- Of course all numbers for these companies are disconnected/not in service. They can't/won't give you info on the original lenders because allegedly it's a "conflict of interest". Even though they claim to have offices in 48 states, they cannot give you one physical address "for security reasons". It's all such a load of BS.....Some of the other names you may hear are "John Stewart", "Jennifer Powell", "Mark Wills", "Karen Smith". All of the individuals we spoke with sound African-American but without southern accents, so these scammers are most likely based in Atlanta GA or the NYC/Philly area. The number has a Philly area code.

UPDATE: Looks like these scammers have changed numbers already. We tried calling 267-525-0092 & it is now disconnected/call cannot be completed as dialed. They have probably changed names as well.....BEWARE!!!

Received a phone call from 267-525-0092 around 6pm last night. Horrible connection, obviously a VIOP over a low quality router. The woman stated her name, but due to the feedback I couldn't understand her. She said I owed $1400 from an unpaid payday loan from Dec 2009 in a state and county I didn't even live in in 2009.

I stated that it was obviously a case of ID theft or a mixup. She got agitated and said I was charged with malicious mischief, theft by deception, passing worthless checks, and larceny. She had my bank name, email, SSN, which gave me pause. I have never taken out a payday loan in my life or any online financial thing. I have no idea how she got that info.

I point blank asked if there were criminal warrants out for me. She blustered and huffed and finally admitted there weren't. I pointed out she said I wa charged with several felonies, so which was it?

I kept asking for paperwork and an address, company name and was rebuffed. I finally just told her I was disputing the claim and hung up. Then I googled and found this forum. My husband and I were upset and now feel much better. I look forward to blowing them out of the sky if they call again.

I will report to the FBI, local police (they will publish in the local paper to avoid the scam) and the FTC. Thanks for this site!