Same old Heather, Rebecca or Nancy making same scam pitch---different day/different number -- same story
Update --
NEW YORK (CNNMoney) — July 15 If credit card debt relief sounds too good to be true, it probably is.
A federal court has halted a nationwide debt relief telemarketing operation that the Federal Trade Commission and Florida’s attorney general’s office claim swindled millions of dollars from debt-laden consumers.
According to the complaint, the scammers called consumers with credit card debt and claimed to be able to negotiate with their credit card companies to lower their interest rates and save them thousands.
The complaint says the telemarketers operated under various fake business names and would sometimes claim to be affiliated with an individual’s lender, provided a license or badge number and told consumers they already knew how much debt the person carried.
Consumers were charged upfront fees during the call, ranging from around $500 to $1,500, they could save money by having their interest rates lowered, according to the FTC.
“Defendants rarely, if ever, provide the interest rate reductions and savings that they promise to consumers,” the complaint said.
The FTC claims the callers falsely pledged to return the fee if they weren’t able to secure a lower rate or savings, and that the scam has been going on since January 2013.
Man with heavily accented English. I asked pointedly if he was calling from my bank and he said he was. He then told me I could qualify for a lower interest rate if I carried a balance of $3000. I told him my balance was much lower and asked again pointedly whether he was calling from my bank. He quickly responded "credit card services" and hung up.
Just got a call at 10:20 this morning. It was Heather from Card Services.
The DNC registry is a joke. It appears that they do NOTHING to stem the amount of SPAM calls that I get. I average 15 calls a day on my home phone. 10-12 of these are SPAM calls.