they call and say that they are TAC Warrant Division  collecting on a payday loan that you have not even received.  Saying that if you don't pay them $300.00 today that they will put a warrant out for your arrest. Calling you a [***] and a [***], that the police will throw you on the floor and stomp your [***]. A long with other words used . They continue to call you  back to back they don't stop.