Why would you be screwed if you never got the loan? If it is showing on your credit report, then dispute it. When the agencies realize you never got the loan, it will come off the credit report.
I have repeatedly received unwanted phone calls from this number, sometimes 3-4 times per day. The message states: this message is for Virginia XXXX and if you continue to listen to the message, it is assumed that you are this person. I am not this person, and my phone company told me that my cell phone number was originated with me. I have no idea who these people are, but I also have been charged roaming fees when out of town.
This number kept calling and hanging-up, then one day a lady asked for me to verify the last 4 digits of my social security number, and then hung-up. After a phone call to the authorities and some research, I found it is a company called ER Solutions and they associate, closely, with people who commit identity theft. They are victimizing victims of identity theft and should be shut-down.
I keep getting calls from this number 281-529-3150, I do not answer the calls as I've gone online (being a strange number) and checked out the comments on these people. My husband (boss) answered one the other day and when he told them it was a business, that no one was to be receiving personnel phone calls here then started asking personnel questions of the person calling, he (Oscar) then hung up immediately. It didn't help.