Debt collection scam to collect personal information to debit money from your checking account. Long story short a dirty debt collector has gotten a hold of your information and think you owe money. But need your bank account information to get money they claim that you owe. You have probably noticed strange calls from numbers days or weeks before trying to collect a debt. Probably tried to use scare tactics. Then you got this amazing payday offer that you didn't sign up for just in time for the weekend or holidays. If you go to the site and fill out the information. The will say “I'm sorry we couldn't match you with a lender” then 1 to two weeks later your checking account will be debited the amount that strange collection call tried to collect. And if you call them they will say you filled out an application for a payday loan and your info was sent to several lenders including us and we realized you still had a balance due so we debited your account as agreed in the contract you agreed to online (a contract they cannot produce because of “reasons”). So now you have to call your bank to get your money back because of fraud and change you bank account numbers because they have your info and my do it again.