This collection agency is looking for the former owners of the repo I purchased from the bank. That's what happens when number is listed. Each call I recieved is date/time stamped on my end.
This is asset acceptance. I always answer the phone to make sure that their time is wasted. I never say anything because this is an old debt that has been written off by the credit card company several years ago. I am sure that the statute of limitations has run out. They will eventually stop calling when you start to waste their time.
I called them back after I have received several empty voice mails. The first guy hung up on me. The second guy said he has no record of my number or that fact that its been called!!! I have no debt so there is no reason for them to call. How can I asked to be removed from their calling list, if they have no record of calling me. Mind you, I am on the Do Not Call List, which seems to favor the callers rather than those of us getting the harassing calls.
1. If you really do owe them money since collection agencies buy paper. You ask for a Verification Letter first as they must verify who originally owned the debt/paper and you ask for a bill. By law you are entitled to a bill. If the original owner of the debt cannot/.will not produce a bill then you are free to go. I know this for a fact. This is the law. If you get all this then request a Cease and Desist. Oh, every state in the nation has a ststue of limitations list for debt collection and it is illegal for them to sue or garnish you if that limit has been passed. MO is 5 years.
2. If the collection is for parking tickets-tolls, I am afraid there is no statue of limitations on civil fines. Civil violations are not the same as criminal violations. They can still try to collect. You are entitled to a bill/proof that you owe the money, but, they cannot sue you or garnish your wagesif they have surpassed the number of years your stste lists for debt collection.
3. Enable the blocking feature on your phone and wella...They will never bother you again. REALLY !!!
I do not owe anyone any money so I blocked them...no more issues no more calls.