It is Collection House, yes they are a debt collection agency. They will ask you your full name, DOB, and address. If you feel uncomfortable doing that, take their number and call them back.
If you're just trying to weasel out of paying a debt, simply hang up and go about your business. Just try to remember that credit defaults follow you around for quite some time.
You may not even have a debt with them, they may simply be looking for someone with the same name as you.
Just remember what you did about your debts when 3-4 years from now you're trying to finance a new car/house/mobile phone/rental application and getting knocked back from everyone. These days, even moving to the UK or NZ won't get you out of paying a debt. Most times they're just looking for a payment arrangement from you. They may demand that you pay in full, but most people can't. Tell them your sob story and make a payment arrangement.
It is Collection House, yes they are a debt collection agency. They will ask you your full name, DOB, and address. If you feel uncomfortable doing that, take their number and call them back.
If you're just trying to weasel out of paying a debt, simply hang up and go about your business. Just try to remember that credit defaults follow you around for quite some time.
You may not even have a debt with them, they may simply be looking for someone with the same name as you.
Just remember what you did about your debts when 3-4 years from now you're trying to finance a new car/house/mobile phone/rental application and getting knocked back from everyone. These days, even moving to the UK or NZ won't get you out of paying a debt. Most times they're just looking for a payment arrangement from you. They may demand that you pay in full, but most people can't. Tell them your sob story and make a payment arrangement.