And let me tell you how that's going to work. 1st, he invites you to some yippy-skippy childishly loud meeting where the idiots who run it think they are hosting "The Price Is Right". Then if you sign up, it costs you $99, you lose the $99, they tell the guy who talked you into it that he's a stud cuz you're in, then they want you to take them on "field training appointments" to all your family & friends. That's where THEY sell life insurance to YOUR family & friends, make money, you just get to watch, and if you can talk someone into signing up then you get to be the stud.