I received a call from this number and it was a recording telling me that my credit cards are not in jeopardy yet but I needed to call a particular number, so I hung up.
Just called a few minutes ago, asked for someone who isn't here, wanted to talk about a business deal, would not tell me what it was, and told me to tell whoever and hung up.
(302) 764‑3121 Robo call recorded 20 March 2014 ("This is Rachel...reduce your rate...consider this your final notice..." Credit Card SCAM)
Caller ID: "Wilmington DE"
"Rachel" didn't wait very long since "Heather's" last call from a different number, even after assuring me, "...consider this your final notice..."
Yeah, I wish.
I also chuckle because I noticed they corrected their poor grammar used on previous calls "...There's no problems currently with your accounts..." (their script writer finally fixed the use of a singular verb with the plural subject).
Their total disregard of the Do Not Call list certainly tells us a lot about their business ethics, doesn't it?
Here is a transcript of their latest offering:
[female voice] "Hello, this is Rachel at Cardholder Services calling in reference to your current credit card account. There are no problems currently with your account, it is urgent that you contact us concerning your eligibility for lowering your interest rate to as little as 6.9%. Your eligibility expires shortly so please consider this your final notice. Please press the number 1 on your phone now to speak with a live operator and lower your interest rate. Or press the number 3 to discontinue further notices. Thank you. Have a great day."
Thanks to Google Voice ( www.google.com/voice ) you can hear this recording on my Spam Calls web page: