This is a collection company trying to collect a debt. Screw them! I blew off a 25k credit card debt with American Express and a year later they sold that debt to a collection company. And each year it has been sold off to another collection company, and each time they add 10k to 20k to my debt. They now claim I owe them 152k. Scammers and slimeballs is all they are! I'll file bankruptcy one day, but untill then I want to see how much higher this debt will grow each time it is sold. I have no use for credit and have not used credit in 7 years! Cash only folks! Screw the banks!!