It was MJ Hecker & Associates..I did owe that bill and when they did not want to work with me since I am out of work, they wanted my unemployment that I pay my monthly bills out of, I told them that I could not sent them $200 every two weeks, they hung up on me then called back and informed me that I had this debt for a while..I still explained to them that I did not have a job yet since I got laid off. I told them that I actually called the company that I owed the debt to and we did make payment arrangements that I could handle and MJ Hecker employee then got livid and really yelled at me.. I just hung up the phone on him and they did call a few times after that but I didn't answer the phone so they just stopped calling.  I just took the 3rd party out the picture like I should have done in the beginning but who knows you are going to be laid off work after being with the company 10 years?