It is a company called *** MY FINANCIAL GATEWAY*** They are a "FEE ADVANCE LOAN COMPANY", Legal loan sharks. They have a BBB rating of "F" Look it up. They will say you are approved for a loan and will ask for up-front fees before they can prove it. This is illegal in the US. Tell them to e-mail or fax the approval before you give them any money. They have a fancy looking web site (Google it) but no toll free number or fax number.