Hey...... these people calling from INDIA, CHINA and other countries. where many many call centers are running for getting money from USA and UK citizens... ITS ALL SCAM... for running there business.
How it runs..........(for debt collection)
(A.) some people tries to get loan online on fack sites but could not succeed and their personal detail reached to site owners. which is sold by them to call centers at $4 to $6 / Person detail.
(B.) Some people really took loans and could not paid it back. so your information is provided to that call centers.
SO what actually they (Call Centers) do...
1. First they get all your detail from banks and some crooks. include: your name, social security number, address, employment detail, 2 refrences and a detail of any lumsum amount between 100$ to 300$.
2. they have USA UK number for their own (only for displaying).. they calls through various softwares (like: icall) by using headphones.
3. They makes a write up for leaving msg. like:-
"this message is intended for Mr. john. john the very second you receive this msg i need you or your retained attorney to call me back. the issue at hand is extremely time sensetive. my name is ..........., and i am calling from financial accountability association, my call back no. is 123456789, i am repeating this for you john 123456789, john don't disregard this msg and call me on my number back. if i don't get any call from you or from your attorney........ wish you good luck,
take care"
4. If you pick up phones... they threatens you by saying... that federal govt is falling lawsuit against you and your social security number. and try to remembrazed you that you took a pay day loan and never paid it back...They knows that you people living on loans itself, so it is very easy to threaten you that such company falling lawsuit against you for your unpaid loan( which actually not that loan which you took before) They usually ask for the amount more than they get in their list like.... near by 1245$ or according to clients voice (afraid or nervous)
5. they can tell u that they have sent u various mails to inform you but u never replied.
how to avoid them...
1. Say that you have an attorney. ( they can ask bankruptcy or criminal attorney) if u tell criminal they will say it won't work and ask for bankruptcy attorney. if you say bankruptcy they will say it won't work and ask for criminal attorney. give any number by saying "call to my attorney" they won't call.
2. Say that u know : Its ALL SCAM .......... they will hung up.
3. say that that is not my social security number... they will never call.
4. Ask for date of the loan taken...... they can't help you or can give u any fack date.( by which u can come to know about scam)
If this detail is helpful for you please copy paste this into other pages... don't be selfish.... and save other people from being fool.
My english is not so good.
I am an indian... and i used to work with one of call center...... all indians are not same... you can send me mail for more detail:-
[email protected]
Thanks and help people