"This call is concerning your credit card account. There is not a problem with your account, but if you would like to save money on interest rates, press 1 now to speak to a representative."
If you don't press 1, it will then hang up on you.
Mine said the same as Aaron's, but to press 9 to speak to a rep. I asked what company he's with, and all they tell you is Card Member Services. He's trying to tell me I have a Citi card, which I don't. I told them I don't have credit cards, and I'm turning this over to the feds, so stop calling.