One of 80+ SCAM calls/texts I have received in the last four weeks (even after blocking 30+ different phone numbers from a dozen different area codes)--"pay day loan", "student loan forgiveness", "government grants" etc. Sent the TEXT below.  I blocked them.
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[MY NAME APPEARED HERE], --this is your lucky day-! your number was selected for our tuesday Give@way. Ends 3/29
txt ' OK ' for details
Stop 2 Stop