Area code is from Wyoming (Casper, Cheyenne, Gillette). Caller left message on my answering machine "...Credit card accounts for the last 6 months. Congratulations on your excellent payment history. You now qualify for a zero % interest rates on all your credit card accounts. If you've completed this process or not interested, press 3 now. Otherwise press 1 now to speak to our qualification department and complete the process. The qualification process can be completed in a few minutes."