My bank credited my account for the 12 $150.00 transactions and the NSF fees. Mysteriosly the merchant put the money back into my account also. I signed an affidavit and returned it to my bank. I would like to know how they got my debit card information. I haven't used it to order anything where I used the verification code on the back. I was told all my information was verfied including the code on the back of the card. I have the card and no one else uses it.