Hey...... these people calling from INDIA, Pakistan and other countries. where hundred of call centers are running for getting money by fraud from USA and UK citizens... ITS ALL SCAM...
How it runs..........(for debt collection)
It starts when people tries to get loan online, they fill all their personal detail on that sites and problem starts from this point. all your information is sold to collection agencies (call centers) at $4 to $6 / Person, whether you got that loan or not.
SO what actually they (Call Centers) do...
1. They have all of your information includes: your name, social security number, address, employment detail, 2 references and a detail of amount.( which you didn't get)
2. For dialing purpose call center gets USA or UK numbers. they calls through various softwares (like: ICALL, Eyebeam). And have various phone numbers.
3.They hire college students or some people and prepare them to communicate with you. (training classes for getting a bit of American accent) and gives them fake names Daniel Peters (American).
4. They makes a write up for leaving message to threaten you. like:-
"This message is intended for Mr. john (your name). john the very second you receive this msg i need you or your retained attorney of record to return the call. The issue at hand is extremely time sensitive. my name is .'' ".........., and the hotline no to my division is 123456789, i repeat this for you john 123456789, john don't disregard this msg and do return the call. if i don't get any call from you or from your attorney........ wish you good luck as the situation unfolds on you, Goodbye"
5. If you pick up phones ...they will threaten you by saying... that federal govt or federal legislation is going to pressing lawsuit against you and your social security number. and try to make you remember that you took a pay day loan and never paid it back... so it is very easy to threaten you by saying that "such company falling lawsuit against you for your unpaid loan".
( you don't know for which loan he/she talking about and try to remember your last 2- 3 loans (which you actually got and never paid)). At this time you stuck in the situation.
(according to my perception you never know "how many loan you took in last 1 or 2 year"- sorry-- joking)
6. They will tell that you are charged against these allegations:- 1- Violation of Federal banking Regulation
2. Theft by deception 3. collateral cheque fraud
7. They will tell u that they have sent various mails to inform you but u never replied and that was the only way to communicate you.
8.They will ask u to write a Apologizing letter that “your intention was not bad and you never wanted to run away with that money & you want to fix that issue by paying ..... amount.” Would ask you to fax your DEBIT card OR Prepaid Card Information TO extract the Funds . Along with a photo Id Proof .
Fax no Can be 866 314 ....
how to avoid them...
1. By telling that you have an attorney (Both criminal and bankruptcy). give any number by saying "call to my attorney"... they won't call.
2. By telling that u know : Its ALL SCAM .......... they will hung up.
3. By telling that its not my social security number....... they will never call.
4.By asking for the date of loan taken (online) and the Website Name from which yiou took loan........ they can't help you in this matter (by which u can come to know about scam)
5- Send me the Court Papers " Iam Ready for it".
6-Ask His Real Name not the Pseudo one ."He will Fumble " :))
Don't be afraid.........They won't sue........
If this detail is helpful for you please copy paste this into other pages... don't be selfish.... and save other people from being fool.
My English is not very good.
I am an Indian........ all Indians are not same... you can send me mail for more detail:-
[email protected] ,
[email protected]
IF YOU REALLY TOOK LOAN AND WANT TO PAY IT BACK THEN PLEASE VERIFY ALL DETAIL BEFORE PAYING ANYONE.........
Thanks and help people