This is a student loan scam. I listened to the proposition. I was elated when they told me that they could get my student loan payment down to $39 per month. I scoured the internet for verification that it was a legitimate company while I was on the phone with them. Unbeknownst to me, they gave me a slightly different name than StuDebt. When they told me how much it was going to cost, I balked. But after some smooth talking salesman managed to calm my fears, I gave them my debit card number, but they key is that I gave them a prepaid debit card that didn't have any money on it. I then called them back at the website they gave me, and discovered that they did not have a record of my call. I immediately called my bank, canceled my prepaid card, changed my federal loan username, password, and safe questions, and emailed them back to let them know I did not wish to utilize their services after all.
Now they won't stop calling. Just beware, this is a scam.
Got a call from them about hour after a call from a 214-414-2855 number. She said they are not affiliated with the department of education but help in filling out the forms. When we told them we had a call from another number listed as a scam, they hung up.
Received this call and thought it was a blessing. Was recently diagnosed with MS and the payments are too high. Thought it was too good to be to be true. Thank goodness I didn't give them banking information. What a shame.
Sorry for your health problems, but yes this is a well known common scam where they claim they will get your loan forgiven, take your money and do nothing, simply because they are not legally allowed to.
Here is the Dept. of Education web site where you can learn what you need to do for free. http://www2.ed.gov/fund/grants-college.html?src=pn