File a compliant online at the https://complaints.donotcall.gov/complaint/complaintcheck.aspx website. The more complaint-- the larger the fine and let's put these guys out of business. I'm furious about getting spam text messages I have to pay for. Also call your cellphone provider and report the number to them as well and ask to have the charges removed.
"Dear homeowner, if you are struggling to make your mortgage payment or have recent hardship, a modification can help. Would you like to learn more about this?"
This is even worse than spam calls because it deducts from my plan without giving me the option to ignore. This company should be prosecuted to the full degree before others think that they can do the same.