They called my cell. I called back to see "who" was calling. Machine answered CRA - I hung up naturally; and looked them up on the web - only to find a rap sheet here.
I was harrassed 3 years ago about a debt that was 10 years old. At that time, I called the Better Business Bureau. Found out it was a scam company that they've been investigating. They are just nobodies that search your info., find an old unpaid debt, claim that they are going to sue you if you don't pay them immediately. Unfortunately, a lot of people know that they did have an old debt, feel bad about it, and send this fradulate 'debt collector' a lot of money. Everytime the bureau is close to catching them they disappear; only to reappear somewhere else, scamming someone else. The Bureau told me never ever pay an old debt to anyone claiming to be a collector. Most companies write off debts within 5-7 years. If in doubt, let it be clearified in court before the judge.
they called and somehow traced my moms number so it appeared to be my mother calling me. dont know how they did that but it is illegal. they also maake it to where their number will not show up onn phone bills. interesting.
This number keeps calling me between 5:00 and 5:30 AM I don't know who they are because they never leave a message. I have grown children and early morning calls can mean an emergency, so I don't appreciate this kind of call.
They just called me, at first the woman claimed it was a loan I got in 2003, when I said 2003??? SHe said no 2007...Im like, I did not take any loan out with these people in 2007. she then started screaming and hollering and threatening me, claiming I was refusing to pay. I told her no, im not refusing to pay, I am disputing a debt that I am telling you I don't owe. Then they said I used my ex boyfriend from 2004 as a reference, now why would I do that when I was dating a new guy for 2 years by the time 2007 rolled around. I believe it was 2003 and they lied because they knew I would say out of the statute "Buzz off" and they claimed it was 1400 dollars, which I have taken loans out for that company before but NEVER FOR THAT LARGE AMOUNT, and that was years ago and it was paid back directly out of my account. when she hu I called back and the person answered claimiing he was a manager, and gave me the same bullying technique and hu saying if I did not call back in an hour he will sue, I called back again and the next person claimed they were a partner (liar) gave me the same treatment of not letting me speak and hung up. I do not know why any company would want to use them as their collection agency. They are horrible. I yelled at the "Partner" and told him to sue me if he thinks he could win and hung up!
it is agains the Federal trade commision, which governs the FDCPA, to misrepresent yourself. This company did that twice with me today. First when I called back after I was hung up on and told by a collector that she was going to falsify what I said in the notes, then when I called back a MR simms claimed he was a manager, then he hung up on me and when I called another guy claimed he was a partner (lol) why would a partner answer collection calls. OH and by the way not one person read me the Mini Miranda, which is required by law. They claimed they would sue me,which even if the debt was real they couldnt because it is out of the statute for the state I live in. (3 years) IT is 1000.00 per violation for things like this. According to the FDCPA.