If you do have a bad debt..... make sure you request a verification of the debt in writing. if they can't come up with that, you are off the hook completely
This is tricky --- but you should know that the law is on your side. You can't trust collection agencies or their attorneys to steer you in the right direction... Check out the video and FAQ on this site.-- www.FreshStart-CreditFix.com and I guarantee your eyes will be opened as to how the Credit Game is played.
Source(s):
www.FreshStart-CreditFix.com