Who called from 3123405613

another kok rocket calling and leaving no message but surely trying to pull some bs

When the answering machine picked up,  whoever it was didn't say a word, it's was just dead air. I'm sure if it we're anyone I know, they'd leave a message. I suppose in that case, it's safe to assume it was a telemarketer scam or something.

Caller ID saying "RATE APPROVAL".
I or the household has never done any rating for anything so this should be another SCAM!

Very likely a shady auto loan or mortgage loan company. May even be the infamous Rachel from Cardholder Services with the lower credit card interest rate scam.

I am a no call list why did I get this call