Guy from India who had my name but the address of a family member, wanted me to verify, I said who are you? I'm not telling you anything until you say who you are. Said he was with credence resources and it was a business matter and need to make sure it's the right person. I said that's not my address and don't call me again. After, googling it looks like a collection agency. I have no bad debt (maybe some from 20 years ago beyond sol) and I don't see any fraud on my report. Weird that they have a Chicago number