this is a scam people who call me nd ask for loan..and they were told me that as i have a low credit score i have to show my first payment with the green dot money pak..and they took my money $215
Read this:
"It is illegal for companies doing business by phone in the U.S. to promise you a loan or credit card and ask you to pay for it before they deliver."
http://www.consumer.ftc.gov/articles/0078-advance-fee-loans
Now, tell your friends, neighbors and acquaintances about that.
NEVER pay up-front money to get a loan by phone!